The Standard Bank Blue credit card is a practical option for those seeking an accessible card with essential benefits for daily use. Issued by Standard Bank, it allows for efficient and easy expense management, both for online and in-store purchases.
Additionally, it includes some exclusive benefits, ideal for those who want a secure and practical experience. If you’re looking for an entry-level card that combines affordable fees and essential services, this may be a great choice.
Keep reading to discover all about this card and how it can simplify your financial routine through indispensable resources, in partnership with the Mastercard network.
About the Issuer
Standard Bank is one of the largest banks in South Africa, with a solid reputation built over decades. In addition to the Blue card, the bank offers a wide range of financial products to meet the needs of different customer profiles.
As an issuer, Standard Bank stands out for its focus on security and the variety of payment and management options via app, internet, and phone.
With the goal of reaching customers from different segments, the bank has invested in integrating new technologies and expanding digital services. The Standard Bank Blue exemplifies this mission, offering features and accessibility to the modern consumer.
Standard Bank Blue Credit Card Benefits
Interest-Free Credit Days: The Standard Bank Blue card offers up to 55 days interest-free on new purchases. This means that if you pay the total bill before the due date, you won’t incur interest on items purchased during this period. This feature is ideal for those seeking financial flexibility, allowing the revolving balance to be settled without additional interest costs.
UCount Rewards Program: By using the Standard Bank Blue card, you accumulate points in the UCount Rewards program, which can be exchanged for products, travel, experiences, and even discounts at gas stations. The program aims to encourage card use in everyday purchases, rewarding customers for their spending and making transactions more advantageous. This flexibility in point usage is a big draw for users looking to get more out of their purchases.
Travel Benefits: The Blue card offers clients discounts on airline tickets, hotels, and car rentals. This set of benefits makes the card useful for those traveling for leisure or work, allowing savings in various stages of the journey. Additionally, the travel benefits make the card more versatile, offering specific advantages for times outside of routine.
Online Management: With the Standard Bank app and Internet Banking, card users can monitor and manage transactions in real-time. These online management features are ideal for expense control and bill tracking, as well as enabling payments, transfers, and balance inquiries. The ease of accessing and managing finances via the app ensures security and convenience, allowing users to stay in control of their budget at all times.
Purchase Protection Insurance: The Standard Bank Blue credit card includes insurance to protect items purchased with the card. This can cover accidental damage or theft that occurs shortly after purchase, offering an extra layer of security for acquired goods. This type of protection is especially useful for higher-value purchases, as it minimizes risks and losses if a problem occurs.
Card Fees and Charges
The Standard Bank Blue credit card has an account opening fee of R190 and a monthly fee of R40. The minimum payment is 3% of the total monthly balance.
Please note that fees and conditions are subject to change without notice, so it’s always advisable to check the latest terms directly with the bank.
Credit Limit
The credit limit is customizable and can reach up to R250,000, depending on the client’s credit assessment. This maximum amount provides flexibility and allows customers to manage their budget according to their financial capacity and needs.
It is worth noting that the released credit will depend directly on your assessment after applying.
Positive points
- Credit Flexibility:The customizable limit is attractive for those seeking financial control.
- Rewards Program:UCount Rewards allows point accumulation and benefits.
- Advanced Security:Chip, PIN, and 3D Secure authentication ensure secure purchases.
Negative points
- Limited Benefits:Does not offer additional perks like miles or travel insurance.
- Monthly Fee:Although low, the monthly fee may be a drawback for some users.
- Restricted to South African Public:The card is only issued for residents in South Africa.
How to Apply for the Standard Bank Blue Credit Card
- Access the official Standard Bank website;
- Select the Standard Bank Blue credit card and click on “How to get it”;
- Choose the hiring option;
- Complete the form;
- Submit supporting documents, such as ID and proof of income;
- Confirm submission and wait for the bank’s credit assessment. After approval, the card will be sent to your registered address.
How to Contact Standard Bank
For more information about this credit card, contact Standard Bank:
- Customer Care Phone Number: South Africa: 0860 123 000 / International: +2710 824 1515
- Email: [email protected]
Explore the benefits of the Standard Bank Blue credit card and, if interested, reach out to the bank for more information!